Cost of Living Calculator for Indian Cities (2026 Updated)

Stop guessing if ₹30 k is enough in Pune or ₹40 k in Chennai. Our 2026 calculator adds metro hikes, beer inflation, even festival travel – gives you real monthly number city-by-city.

How It Works (30 Seconds)

1. Pick city & area
2. Slide rent, food style, commute mode
3. We auto-fill 2026 prices – metro pass, electricity slab, vada-pav rate
4. Get month-wise cost + 10 % buffer

Sample Output – ₹35 k Salary

• Bangalore HSR: ₹27 800/month (save ₹7.2 k)
• Pune Wakad: ₹24 100/month (save ₹10.9 k)
• Hyderabad Gachibowli: ₹22 400/month (save ₹12.6 k)

Hidden Costs Added (2026 Rates)

• Metro pass hike (Delhi ₹70 → ₹85)
• 5G plan ₹499 vs old ₹399
• Festival travel surge (Diwali flight ₹3 k extra)
• Room-deep-clean ₹600 × 4

Try live calculator on MyKamra Cost Tool – export to Excel, send to mom.